Can I Still Obtain A Workers’ Compensation Settlement If The Accident Was My Fault?
I was injured at work but it was my fault- will workers’ comp cover it?
It is still possible to get workers’ comp benefits.
A Workers' Comp Settlement Is Possible
If an accident is your fault, you can still be entitled to workers’ compensation benefits, and thus a workers’ compensation settlement would be possible. The only exceptions that could bar you from having a workers’ compensation settlement are the same exceptions that would prevent you from having a workers’ compensation case at all.
When A Case Is Questionable
For example, there is the horseplay exception, which generally prevents workers’ compensation benefits for workplace injuries that are the result of “horseplay” on the part of the employee. However, there are exceptions that require us to look at the facts of your case very closely to make sure the exclusion does not apply to you. You can also be barred from workers’ compensation for injuries you sustain because you were intoxicated, or committing a crime when you were injured. Workplace fights that result in injuries are another potential exception that could bar you from benefits, but it’s important to note that if the fight originated by something regarding the work itself, or if you are not the aggressor, you may still be entitled to collect comp.