Generally, if your employer provides health coverage, they are required to continue offering that coverage while you are out of work on a valid workers’ compensation claim—as long as you continue paying your normal employee contribution. This is the law in Rhode Island, although there can be exceptions depending on the circumstances. Maintaining your health insurance is important because it covers treatment for non–work-related conditions, and your employer’s obligation is to keep that coverage active so long as your share of the premium is paid. For clarification on your rights, our Rhode Island workers compensation attorney team can help explain how health coverage interacts with your workers’ comp case. You may also want to review our denied claim appeal in RI for broader information on employer responsibilities. Exploring related topics like employer obligations or use of sick or vacation time may also be helpful.

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