Can I still get money if I didn’t miss work?

Can I still get money for my scar if the injury at work did not cause me to lose any time from work?

Question

Can I still get money for my scar if the injury at work did not cause me to lose any time from work?

Answer

Yes you absolutely can.

If you have any scarring from something that happened at work, come talk to us for free about it. Whether it’s a burn, a scar, or some other disfigurement, the fact that you never lost time out of work or never “pursued a claim” does not matter. You are entitled to be paid. The only important thing to note is: there are time constraints. So do not hesitate. Contact us to see if it’s too late.

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SEE HOW

How much is my scar worth?

How much is my workers' comp scar worth?

Question

How much will Workers’ Compensation pay for my scarring? How much is my scar worth?

Answer

In Rhode Island, you are entitled to a separate benefit (i.e. payment) for permanent disfigurement, including but not limited to scarring you may have as the result of a work injury. The scarring or similar disfigurement doesn’t have to be the direct result of the injury or trauma itself. For example, if you undergo surgery as the result of your work injury and are left with a scar from the incision or arthroscopic portal wound, that will entitle you to payment of this benefit.

We consult for free with injured workers all the time about what their disfigurement might be worth, as the best way to know is to consult with an experienced workers compensation lawyers who handle scarring awards on a regular basis. The important thing to know right off the bat is that there is no set formula or methodology to tell you exactly what you will receive. It is somewhat subjective, meaning the value can vary depending on the person viewing the scar.

At the end of the day the simple answer is this: if you and your lawyer cannot come to an agreement with the workers’ compensation insurance company as to what the scarring award should be, you will have to go to court and have a Judge view the scar and set the award based on what he or she (subjectively) thinks.

It would not be controversial to say that different members of the workers’ compensation court may have different opinions on a particular scar’s value.

We handle scarring on a daily basis and have for years. We are tuned in to what the court is awarding for various forms of disfigurement in real time and can effectively negotiate the highest value for your scarring with a good chance of avoiding a court appearance at all. Moreover, from its inception, this firm has steadfastly refused to charge you a “percentage” of your scarring/disfigurement award the way some other firms do.

You will not pay us for this and we are happy to talk to you and explain how this works.

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Do you need a lawyer for workers’ comp?​

Do you need a lawyer for workers' comp?

Question

Do you need a lawyer to get a workers comp settlement?

Answer

In Rhode Island, if you do not have a workers’ comp lawyer and the insurance company offers you a settlement, the court will appoint a lawyer for you to review the proposed settlement and advise you and the court as to whether it is fair and in your best interests.

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Should I get a lawyer for workers' comp?

Our firm has been appointed in many such cases. If such a settlement is approved, the court will order the insurance company to pay a fee to your court-appointed attorney separate from the settlement. Often, we find the offers made to unrepresented injured workers to be conservative in many cases.

We’ve had situations where the once unrepresented injured worker decides to hire us (there is no cost to hire us) and we ultimately negotiate a settlement greater than what was initially offered by the insurance company.

Even though our fee in such cases is 20%, the client ultimately does better.

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Are Workers’ Comp Checks Taxed?

Are Workers' Comp Checks Taxed?

Question

Can workers’ compensation checks be taxed?

Answer

No, the money from indemnity is not taxed. 

checks taxed

Are Workers' Comp Checks Taxed?

No. Taxes are not withheld from your workers’ compensation check, and this money (“indemnity”) is not taxed

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Can Workers’ Comp Deny A Second Opinion?

Can Workers' Comp Deny A Second Opinion?

Question

Can a second opinion about my claim be denied by the workers’ comp?

Answer

You can ask for a second opinion and get a court order to authorize it in the event it is not authorized by the insurance carrier.

Deny

Second Opinion Authorized for Workers' Comp

While the worker’s compensation insurance company can certainly deny/refuse to pay for a second opinion, that doesn’t mean you are not entitled to one.  

We often have client’s who would like a second opinion, and if the insurance company won’t authorize it, we go to court and get a court order authorizing the second opinion/evaluation and compelling the insurance company to pay for the same.

 

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Will Workers’ Comp Settle?

Will Workers' Comp Settle?

Question

Is it usual for workers’ comp to settle injured claims?

Answer

Sometimes they are interested in settling the claims, however requires both parts to agree to the terms of settlement.

Settle

It Requires Both Sides to Agree to the Terms

Sometimes, but not always.  Settling a workers’ compensation case requires both sides to agree to the terms of settlement.  In many situations, the worker’s compensation insurance company will not be interested in settling.  In other cases, they may be very interested in settling. It depends on many factors.

 

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Will Workers’ Compensation Pay If I Quit?

Will Workers' Compensation Pay If I Quit?

Question

If I quit from my job, do I still receive workers’ comp benefits?

Answer

Yes, when it is during the time of the incapacity, however ask a lawyer before taking any decision.

Quit

Factors Like Time of Quitting Could Affect The Result

The act of quitting your job does not necessarily have any effect on your right to receive workers’ compensation benefits in Rhode Island, but you absolutely should talk to your lawyer before making a decision like that, as depending on the timing and other factors, there could be issues that come up as a result.

Benefits Keep For The Time Of Incapacity

Generally speaking, however, if you are already receiving worker’s compensation benefits for a recognized claim/injury and quit your job, you may continue to receive it until such time as your incapacity to do that job (even though you no longer have it) ends.

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Will Workers’ Compensation Pay For Chiropractic?​

Will Workers' Compensation Pay For Chiropractic?

Question

If I got injured at job, is chiropractic covered by the workers’ compensation? 

Answer

Yes, you can receive chiropractic attention paid by the workers’ comp insurance. 

Chiropractic

Will Workers' Compensation Pay For Chiropractic?​

Yes. You may receive chiropractic care and have it paid for by the workers’ compensation insurance carrier, provide the treatment is reasonable and necessary to treat your work injury. 

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Can I File Workers’ Compensation For Stress?

Can I File Workers' Compensation For Stress?

Question

Can I make a workers’ compensation claim for stress?

Answer

Yes, but it’s difficult to get the claim so it’s recommendable to have an expert by your side. 

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Can I File Workers' Compensation For Stress?

Yes, however, pure stress claims are very difficult in the workers’ compensation arena, and you should hire a lawyer and expect the matter to be contested.

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Who Is Esis Workers’ Compensation?

Who Is Esis Workers' Compensation?

Question

Who Is Esis Workers’ Compensation?

Answer

This is a company that manages the workers’ comp claims for the employer or the insurance company.

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Third party company that handles workers' comp

ESIS is a third party company who often administers (i.e. handles) workers’ compensation claims on behalf of the insurance company (or employer) providing the workers’ compensation insurance coverage itself.  

 

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