If I have a severe injury, how can I ensure my future medical care will be covered?
Answer
If you have a severe or catastrophic injury that requires long-term or lifetime medical care, you may keep your workers’ compensation case open and continue receiving treatment as long as the care is reasonable, necessary, and related to your work injury. This allows the insurance company to cover your medical needs indefinitely. However, if you decide to settle your case, you must plan ahead for how future medical expenses will be paid. Our workman’s compensation attorneys can help you understand how long-term medical care fits into a settlement and whether options like a Medicare Set-Aside (MSA) account are appropriate. You can also review our RI workers’ comp benefits for more clarity on how medical care is handled in Rhode Island. Exploring related topics like estimating future medical expenses or choosing the right settlement structure can also help you ensure your future care is fully protected.
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