Can the insurance company stop my benefits for any reason?
Answer
Can they stop your benefits for any reason is a bit of a difficult question to answer, because in one sense yes—sometimes they just do it, and even though they’re not supposed to, it could be a mistake or, in some cases, intentional. We don’t always know. But if you hired a lawyer and you were put on workers’ compensation benefits the right way and are legally entitled to those weekly checks, then theoretically they cannot stop them without court intervention or without your agreement. You are protected, which means that if they do stop your benefits improperly, there are legal consequences, and your lawyer can enforce your rights.
For example, if they stop paying you for any period of time, you’re entitled not only to the missed payments but potentially a penalty on top of them. Unfortunately, it’s not uncommon to see cases where benefits stop for no clear reason—but legally, they cannot do that, and we can take the matter to court, get your benefits reinstated retroactively, and seek penalties and attorney’s fees. Ideally, the insurance company pays what they’re supposed to when they’re supposed to, but in reality, that doesn’t always happen. This is why having an attorney ready to act quickly can make all the difference. To understand more about how benefit issues are handled, you can review our workman’s compensation attorneys resource or visit the RI workers’ comp benefits. You may also want to read about related issues like insurance-ordered doctor exams or how medical opinions influence your case.
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