You can ask for a second opinion, and if the insurance company refuses to authorize it, you can obtain a court order requiring them to do so. While the workers’ compensation insurance carrier may initially deny or refuse to pay for a second medical evaluation, that doesn’t mean you aren’t entitled to one. Many injured workers run into this problem, and understanding how these disputes are handled can be clearer when reviewing topics like challenging disability ratings or the process for appealing medical decisions.

We frequently work with clients who want a second opinion, and when the insurer won’t authorize it, we go to court, obtain an order compelling approval, and ensure the insurance company pays for the evaluation. For help navigating these issues, you can speak with our experienced workman’s compensation attorneys, and our RI workers’ comp benefits provides broader guidance on your rights under the system.

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• What can a lawyer do to help if I want to challenge my permanent disability rating?

• Can I request a second opinion if I believe my disability rating is too low?

• How might my compensation be impacted by my disability rating?

• What is a permanent disability rating, and how is it determined?

• Who decides my permanent disability rating, and can I appeal if I disagree?