Answer
Physical injuries, obviously—whether you strain your back, break an arm, or suffer a traumatic brain injury—the list goes on and on. But the act also covers psychiatric or mental injuries. Today, I represented a gentleman who had a very serious post-traumatic stress disorder injury that prevented him from working. So the act does cover illnesses or injuries like that, in addition to physical ones. Again, it all comes down to being able to show, typically through competent medical evidence, that you were in fact injured, that you do have the injuries you allege, and more importantly, that those injuries are incapacitating you from your full earning capacity or from performing your full work duties.