Will my employer judge me if I file a claim?
Answer
Typically, no—I find that while some employers are better than others, most, and certainly the good ones, understand that claims happen, injuries happen, and they pay for insurance precisely for this reason. They recognize that sometimes people are out on workers’ comp; it’s part of doing business, and not something they necessarily look down upon. Obviously, no one, including myself, likes a claim that lacks merit or involves someone trying to get benefits they’re not actually entitled to—we all tend to judge situations like that—but in my experience, that’s very rarely the case. Likewise, it’s also rare for employers to judge employees for filing a legitimate claim or collecting workers’ compensation when they’ve been injured and are physically unable to earn a living, whether temporarily or permanently. Most employers get it—they know these claims are just part of the business landscape, part of why they carry insurance, and they generally don’t hold it against the employee for seeking benefits that the law guarantees and that the employer already paid an insurance company to provide in case something like this happens.